Build-plan review · North Carolina + South Carolina

Before you buy the lot, let’s talk through the build.

Found land you love? Have a builder or a set of plans? Tell me where you are in the process. I’ll help you identify the financing questions to settle before you commit.

Lake-home image is an AI-generated illustration, not a property listing or client project.

Talk through my build Get the before-you-sign checklist

Three questions to answer before you commit.

Is the lot ready for the home? Check access, utilities and site-work costs.
What is included in the builder’s price? Separate allowances, exclusions and contingency from the house price.
How does the whole project fit the financing? Bring the lot, builder, budget and timing together.

Download the eight-question checklist — no email required →

Matt Doby · NMLS #2115225North Carolina + South Carolina

Start Here

Where are you in the build?

Matt Doby | NMLS #2115225 | NC + SC licensed

Start with your name, best number, state and goal. You can add the details you already know.

Name * Phone * Property state *

City or county (optional)Land (optional)Builder (optional)Your main question (optional)

Add what you already know (optional)

Email Timing

Read the privacy policy.

A question is enough to start. Please keep Social Security numbers and financial documents out of this form.

You don’t have to have it all figured out.

Still looking for land?

Start with the county and the type of home you want. Ask how land purchase, access, utilities and the eventual build fit together.

Already own the lot?

Land value, any payoff and the amount a lender can recognize are separate questions. Bring the facts you have; don’t assume all equity can be used.

Have a builder’s price?

Look at the contract, allowances, site work, contingency and timeline together. The house price may not be the complete project budget.

One closing is a structure, not a shortcut.

A one-time-close construction loan can combine construction and permanent financing in a single closing. The borrower, builder, property, plans and budget still need review. Product availability, terms and completion requirements vary.

Compare one-close and two-close financing · Explore the construction worksheet · Builder package checklist

Source: Fannie Mae construction-to-permanent overview.

Start with a conversation before a commitment.

Send the county, whether you have land or a builder, and when you hope to start. Keep financial documents out of this public form. Call or text 843-589-1776.

Educational information only. Not a loan approval, rate quote, or commitment to lend. Final approval depends on borrower, property, program, pricing, and underwriting review.

Learn before you commit.

Use these eight questions to make your next builder conversation more useful—no email address required.

Read the construction contract checklist →